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At Horta’s & Associates Group we have a wide variety of insurance services that are at your disposal according to your needs:


To enroll in Obamacare, simply call (305) 264-1004 and ask about applying for Obamacare/ The Affordable Care Act. After a brief questionnaire, we will compare insurance providers and find the right plan for you. Receive a quote in just 5 minutes. It doesn’t get any easier than that!

Do I qualify for Obamacare?
To qualify for Obamacare in 2022-2023, your annual income must be 100% to 500% of the FPL (Federal Poverty Level), which is $12,880. The FPL varies depending on the number of members in your household. Talk to an insurance agent today to see if you qualify. Find out in 5 minutes.

Obamacare Benefits

When is the last day to apply?

Open enrollment for Obamacare begins November 1, 2022 and ends January 15, 2023 for coverage beginning January 1, 2023.


Horta’s & Associates Group provides Medicare Advantage plans that are right for you. That means you can see doctors you trust and get the care you need. Whether you are looking for help to improve your health or stay healthy.


Horta’s & Associates Insurance Group offers you an easy, low-cost life insurance solution. We get rid of the complicated enrollment process to give you the freedom to choose the coverage that fits your needs with a life insurance company that will offer you the best service and attention. Apply with us in just minutes and purchase your insurance.

Life insurance policies provide beneficiaries with lump-sum payments when the insured party passes away or after a specific period of time has passed.

Life insurance provides financial security by replacing lost income and covering expenses.

Life insurance can help your family maintain the lifestyle they’re accustomed to and provide longer-lasting financial security. A life insurance payout can be used for everyday expenses, retirement savings, or just about anything else your family may need.


Quality auto insurance at a great price.
Finding auto insurance can be confusing, especially when you don’t know how much coverage you need. The best way to find low-cost coverage is to compare rates from several providers before you buy, whether you need a new policy or want to switch providers. You’ve come to the right place Horta’s & Associates Insurance Group has low cost auto insurance for you, regardless of your record. Don’t wait any longer to switch and save up to 30% on your auto insurance.



We work with the major companies to find the best coverage at the best price for you. No need to search many pages, we do the work for you and give you the best options.


Compare and save on your motorcycle insurance. If the freedom of a motorcycle is your thing, at Horta’s & Associates Insurance Group we offer motorcycle insurance that protects you at all times and at very low prices.



Need affordable homeowners insurance?
Horta’s & Associates Insurance Group helps you protect your assets with the most competitive homeowners insurance rates available today. You are guaranteed the best service.

Looking for affordable renters insurance?
We work with the leading companies to find the best coverage at the best price for you. No need to search many pages, we do the work for you and give you the best options.


Maybe you’re planning to take a vacation in your motor home, or start a business and want to know how to protect it with insurance. Maybe your family also needs access to telemedicine. At Horta’s & Associates Insurance Group, we have coverage for all your family or business needs.